Changes that may need to be reported
Changes during the policy period can affect cover. Contact us as soon as possible if something material changes or if you are unsure whether your insurer needs to know.
Address or Occupancy
Moving address, a property becoming vacant, a tenancy change or different occupancy can affect the risk.
Business Activity
New services, contracts, turnover, employees, equipment or premises may need to be considered.
Property Works
Building works, renovations, extensions or changes in use can affect policy terms and underwriting.
Values & Sums Insured
Changes to rebuilding costs, stock, contents, equipment or other values may affect the adequacy of cover.
Security
Changes to alarms, locks, storage, access or other security arrangements may be relevant.
Other Material Changes
If you think a change could influence the insurer’s view of the risk, tell us rather than assuming it does not matter.
Cover, eligibility, limits, excesses, exclusions and conditions vary by insurer and policy. Product information and policy documents should be reviewed before you decide to proceed.