Protecting rental property and landlord risks
Landlord insurance is different from standard home insurance because the property is let to tenants. The cover required depends on the property, tenancy, occupancy, ownership structure and the risks you want insured.
Landlord Buildings
Cover for the insured building against specified events, subject to policy terms, limits and exclusions.
Landlord Contents
Cover for eligible landlord-owned contents and furnishings where this option is included.
Property Owners’ Liability
Cover for certain legal liabilities connected with ownership of the insured property, subject to policy terms.
Legal Expenses
Optional cover may be available for certain legal disputes and costs, depending on the policy selected.
Rent-related Cover
Some products may offer rent-related protection or loss-of-rent benefits. Availability, triggers and limits vary.
Portfolio Insurance
Options for landlords with multiple properties who want to discuss placing several risks under a suitable arrangement.
HMO Landlords
Insurance for eligible houses in multiple occupation, subject to occupancy, licensing, construction and insurer criteria.
Unoccupied Property
Specialist cover for eligible properties that are temporarily or longer-term unoccupied, subject to specific conditions.
Different Tenant Types
We can discuss insurance options for eligible tenancy arrangements, including professionals, students and other tenant profiles.