Protection that starts with your circumstances
Protection products can help provide financial support when life does not go to plan. The right product depends on your needs, budget, health, occupation, family circumstances and existing arrangements.
Life Insurance
Cover designed to pay a benefit if an insured person dies during the policy term, subject to the policy terms and valid disclosure.
Critical Illness Cover
May pay a benefit following diagnosis of a covered condition meeting the policy definition. Conditions and definitions vary by insurer.
Income Protection
May provide a regular benefit if illness or injury prevents you from working, subject to eligibility, waiting periods and policy terms.
Family Protection
Options can be discussed around dependants, mortgages or rent, household commitments and other financial needs.
Business Protection
Certain protection products may help businesses consider key person, shareholder or other protection needs where appropriate.
Review Existing Cover
If your circumstances have changed, a review can help identify whether your existing arrangements still reflect your objectives.
Protection policies vary significantly. Eligibility, underwriting, exclusions, definitions, waiting periods and benefits should be reviewed carefully before you proceed.