Insurance for less standard circumstances
Some properties, occupations, businesses or circumstances fall outside standard insurer criteria. We can help you describe the risk accurately and explore whether suitable specialist options are available.
Non-standard Property
Unusual construction, occupancy, location, previous claims or other factors can require specialist underwriting.
Unoccupied Property
Properties left empty can be subject to different terms, security requirements, inspection conditions and cover restrictions.
Higher-risk Trades
Some occupations and activities need specialist consideration because of the work undertaken, tools, locations or liability exposure.
Complex Business Risks
Multiple premises, unusual contracts, specialist equipment or non-standard activities may require a more detailed broking approach.
Claims History
A previous claim does not automatically prevent cover, but insurers will normally need accurate details of the circumstances and outcome.
Other Specialist Enquiries
If you are unsure where your requirement fits, contact us with the details and we will explain the next step.
Cover, eligibility, limits, excesses, exclusions and conditions vary by insurer and policy. Product information and policy documents should be reviewed before you decide to proceed.